DSL Bank releases life insurance and mortgage security
Starting Point: Life Insurance as Loan Security In relation to real estate financing, additional securities are sometimes agreed upon alongside mortgage rights. This particularly includes
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DSL Bank releases life insurance and mortgage security
Starting Point: Life Insurance as Loan Security In relation to real estate financing, additional securities are sometimes agreed upon alongside mortgage rights. This particularly includes
Legal Foundations of Employment Law During Ramadan – Rights and Obligations
Ramadan in Employment Relationships: Initial Situation The fasting month of Ramadan can come with altered daily routines, a different sleep rhythm, and changed food and
Outlook on Tax Law Decisions of the Federal Constitutional Court
Assessment of the Federal Constitutional Court’s Annual Outlook for 2026 The Federal Constitutional Court has published an annual outlook for the year 2026. In it,
EmpCo policy strengthens protection against greenwashing in the market
Stricter requirements for environmental and sustainability claims With the EmpCo Directive (“Empowering Consumers for the Green Transition”), the European Union has taken a significant step
Shipping of empty e-cigarette tanks only allowed with age verification in the future
Federal Court of Justice Decision on the Shipping of E-Cigarette Replacement Tanks The Federal Court of Justice (BGH) addressed the question of whether unfilled replacement
Consent for Photos in Real Estate Brochures according to LG Frankenthal Rules
Starting Point: Photos in Real Estate Brochures and the Right to One’s Image Real estate offers are regularly advertised with photographs to visually represent location,
Limitation of Liability for GmbH Managing Directors Outside of Crisis
Initial Situation: Corporate Position and Personal Liability The managing director of a GmbH acts as an organ of the company. While the GmbH is generally
GDPR: Taxpayers receive information despite high administrative burden
GDPR disclosure to tax authorities – even with significant administrative burden The Federal Fiscal Court (BFH) has addressed the scope of the right to information
No judgment made on the situation of the former stem cell patent
Procedural Conclusion Without Substantive Review In connection with a previously granted patent in the field of stem cell technology, a court decision was reached without
Overview of the Federal Court of Justice Ruling on Claims Against D&O Insurance
BGH Judgment of November 19, 2025 (Az. IV ZR 66/25): Insurance coverage not automatically excluded despite insolvency maturity The Federal Court of Justice (BGH) clarified
Munich District Court: Immediate Termination in Winter Service Remains Effective
Decision of the Munich District Court in the Context of Winter Service Contracts The Munich District Court addressed the question of under what conditions a
Account hacked? Protection and assistance with cybercrime and phishing
Anyone who, after logging into online banking, discovers that their account balance has been debited or access has been blocked, is often confronted with the
Situation of the Procedure In the case at hand, the question was whether an employee can already claim special protection against dismissal if they wish
Leasing and Depreciation Compensation Disputes Explained Simply
Judgment of the OLG Stuttgart dated October 28, 2025 – Az. 6 U 84/24 When returning a leased vehicle, disputes often arise over the so-called
Munich District Court: No Liability for Proper Use of the Duplex Garage
Starting point of the decision Damage cases in mechanical parking systems frequently lead to disputes about responsibilities in practice. The Munich District Court had to
Create a guideline for action in the event of a COVID-19 outbreak in the company
Initial Situation and Goals of a Legal Emergency Plan The pandemic-related impacts on companies have shown that health crises can simultaneously trigger a multitude of
No trademark infringement with the Blessed lettering on a hoodie
## Dispute over Inscription on Clothing The print “Blessed” on a hoodie, according to a court decision, cannot constitute a trademark infringement if the targeted
EU Harmonization of Insolvency Law: Goals and Impacts Explained
Minimum Standards and Pre-Pack Procedures The European Union continues to work on aligning selected areas of insolvency law. At the end of 2025, the EU
A hotel room request does not constitute a binding offer to conclude a contract.
Initial Situation: Importance of Communication Before Contract Conclusion In the hospitality industry, bookings are often initiated via e-mail, contact forms, or booking portals. This regularly
Understanding Inheritance Law: How the Estate is Distributed Among Heirs
Statutory Succession as an Order System If there is no will or if not all assets are covered, the succession of assets is governed by
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