Banking Law

Online banking fraud: victims may claim damages from recipients. OLG Frankfurt judgment of 17 October 2025, Az. 29 U 100/24.

The CJEU permits courts to offset reciprocal claims arising from invalid foreign-currency loans, subject to legal limitations.

Draft legislation proposes new rules on AML supervision, cash limits, and access to account and property data from July 2027.

Following the end of the million-loan reporting system, BaFin plans a new Large Exposure Regulation and amendments to other rules.

From 30 January 2027, insurers face new rules on proportionality, capital requirements, risk management and expanded reporting obligations.

The BGH confirms that shareholder guarantors cannot withdraw from guarantee agreements under § 312g BGB in distance or off-premises contracts.

OLG Düsseldorf confirms that a savings bank may terminate a current account due to increased money laundering risk where objective grounds exist.

BaFin orders D F S BANK BROKERS CO. L.L.C to immediately cease and wind up its unauthorised deposit-taking business.

BaFin will raise the systemic risk buffer for certain Austrian commercial real estate exposures of German institutions to 3.5% by 2027.

BaFin is consulting on new competence rules for general consumer loans that will apply to credit institutions from 20 November 2026.